Car Insurance Quotes Colorado | Colorado Car Insurance | Common questions about Colorado auto insurance
Need car insurance in Colorado? Whether you live in Colorado Springs, Denver, or anywhere in the great Centennial State, Liberty Mutual Insurance can help you save on car insurance! From liability protection to comprehensive coverage, we customize your Colorado auto insurance, so you only pay for what you need.
What car insurance is needed in Colorado?
In Colorado, it is illegal to drive without insurance. Car insurance is required for drivers in Colorado.
Physical injury to others
Property damage
Insurance motorcycle bodily injury
Medical payment
Drivers in Colorado have a minimum auto insurance limit.
Amount of coverage
Bodily injury to others $25,000 per person and $50,000 per accident
Property damage liability $15,000 per accident
Uninsured Motorist Bodily Injury Coverage $25,000 per person and $50,000 per accident
Medical payment $5,000
What liability insurance is required in Colorado?
Colorado law requires you to have car liability insurance. This coverage protects others if you cause them bodily harm or property damage. It’s important to know that this coverage does not cover you, your car, or your personal belongings.
Drivers must have a car insurance policy that meets the minimum auto insurance requirements.
Bodily Injury Liability: $25,000 per person and $50,000 per accident
Property Damage Liability: $15,000 per accident
You can see it written as 25/50/15.
Remember, this is only the minimum liability coverage required by law. You may want to consider increasing your limits for more financial security. You should also consider other types of coverage that can give you even more protection.
What is the average cost of car insurance in Colorado?
According to thezebra.com, the average cost of car insurance in Colorado in 2021 was $1,6872. This is 10% higher than the national average. Of course, the cost of your auto insurance will depend on many different factors, including your age, where you live, and your driving history.
Some people prefer minimal coverage, while others prefer more protection. Liberty Mutual can save you money on Colorado auto insurance with a customized policy, so you only pay what you need.
What is “full coverage” auto insurance in Colorado?
The term “full coverage” auto insurance can mean different things to different people. This is because there is no set standard or type of coverage.
Generally, “full” auto coverage car insurance refers to the coverages.
Liability (usually covers bodily injury and property damage)
Wide
collide
May also include “full coverage”.
Uninsured motorist
Gap Insurance
24 hour roadside assistance
What Colorado car insurance coverage is right for you?
All Colorado drivers must have the state’s minimum auto insurance coverage. But, based on your budget and needs, you may want to consider higher limits of protection. We’ll help you customize your Colorado car insurance that’s right for you. See all of our auto coverage options.
What is the best car insurance in Colorado?
Liberty Mutual knows that everyone has different needs for their Colorado auto insurance. Some people want the cheapest Colorado car insurance, while others want more coverage and an auto insurance company they know they can trust. We can help you customize your Colorado car insurance, so you only pay for what you need.
Who has the cheapest car insurance in Colorado?
Getting the cheapest car insurance in Colorado can be great, but when you need it the most, it can come at a bargain price. You want auto insurance that is affordable, but more importantly – reliable, should you have an accident.
A Liberty Mutual auto insurance policy may cost less than you think.
- $817 less than GEICO
- Less than $731 progressive
- $839 less than State Farm
- $758 less than Allstate
